San Diego Real Estate
Mortgage Rates Back on the Rise
For those of you who didn’t hear, mortgage rates bumped up about 35 basis point to our disappointment. If you are still contemplating your home purchase, now is the time!!
Read More >>Fall is in the air! Time to look for San Diego Real Estate Listings for a good deal on real estate in San Diego!
It’s that time again! Time to dust off those old boxes of Halloween decorations, tune up your leaf blower and download recipes for butternut squash soup and the like. As the days become shorter and sun tans fade away, we look forward to another season in San Diego. Historically, real estate listings in San Diego [...]
Read More >>MORTGAGE RATES SINK TO ALL TIME LOW
We all new that the market place has been volatile this last year, but very few people could have predicted mortgage rates as low as they have become. A FHA loan locked at 3.75% fixed for thirty years currently yields a REBATE of 2.928 points! on a loan amount of $400,000 that’s a REBATE of OVER $11,000! For more [...]
Read More >>Mortgage Rates in San Diego Down to New Lows
While the stock market has recently been bouncing up and down like a roller coaster, interest rates are at the lowest we have seen in recent history. Will this trend continue? No one knows for sure, but what we do know is that the cost of borrowing money for a home purchase is a often [...]
Read More >>Purchasing San Diego Real Estate: Home Inspections
Every buyer is different and every property is different but one things that I tell every buyer no matter what they’re buying or from whome is, “Be sure to get a home inspection done.” I don’t care if your uncle Larry is selling you his investment condo or the property was made in 2012. Get [...]
Read More >>US Debt Rating Effects on You Explained for Dummies
While no one really knows for sure, it will be a safe bet that mortgage rates, auto loan rates, credit card rates, and any other loan interest rate will increase as money becomes more expensive due to the credit downgrading of the US. Just like when you buy a house, your credit score directly affects [...]
Read More >>Mortgage Rates Look AMAZING as Stock Values Tumble
This week has seen a tumble in mortgage rates like we’ve never seen here at San-Diego-Houses.com. 30 fixed mortgages are available at less that 4%. It feels surreal. This deflating of the cost of money is most likely due to the shuffling of investor capital from the stock market to treasury bonds. Although this trend will [...]
Read More >>Mission Beach vs. Pacific Beach vs. Point Loma vs. Coronado
Where would YOU rather spend your money to live by the beach? Which beach community is the most “Bang for the Buck” with San Diego Real Estate prices? Look at the charts below to find out!
Read More >>How to buy a shortsale
Ever wondered how to save money and buy a shortsale? We have the answers. A shortsale is a property that is offered for less than the outstanding loan amount owed. What that means is that the bank who initially gave the loan to purchase the property will eventually have to settle for less. The final [...]
Read More >>Pros and Cons – Buying Vs Renting in San Diego
Here we go. Why rent? Why buy? I’ll tell you why. Liability Winner: Renting Leaky faucet? Call the landlord. Mailman tripped on a sprinkler and broke his ankle in your front yard? Call the landlord. Garbage disposal stopped working? Call the landlord. Need I say more? Cost Long-term Winner: Owning Short-term Winner: Renting [...]
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